Senior Loan Administrator

Southwest Heritage Bank, formerly Bank 34 and Commerce Bank of Arizona, is committed to provide our employees with competitive compensation along with a comprehensive benefits program that provides the care you and your family need to lead healthy, productive lives.

SUMMARY

The position of Senior Loan Administrator is responsible for preparing loan documentation with accuracy and adherence to the requirements set by the loan approval and the Bank's Credit Policy. As a significant part of the bank's overall credit risk management process, the Senior Loan Administrator serves a critical role in properly documenting and correcting inconsistencies between the loan approval and final loan documentation.

Assures compliance with all Bank policies and procedures, as well as all applicable state and federal banking regulations.

ESSENTIAL DUTIES

Review of all loan documents prepared within Laserpro from all other loan administrators in the department ensuring accuracy consistent with approval terms and conditions, bank policy, regulatory guidelines and sound banking practice.

Manage and prepare high volumes of loan documents with multiple lenders simultaneously in a timely manner.

Prepare new and renewal loan documents (including SBA) within Laserpro consistent with approval terms and conditions, bank policy, regulatory guidelines and sound banking practice.

Work in conjunction with the credit staff on ensuring the accuracy of the loan documents by implementing management policies and/or operating principles.

Assesses the loan and determines the required documentation to order/collect for the loan closing package, included but not limited to title commitments, credit reports, UCC searches, insurance policies, flood certificates and various other items. Prior to loan closing, ensuring all closing conditions are met.

Prepare proper collateral documentation, record liens and file UCC's with County and State and other governmental agencies.

Communicate with other professionals, including attorneys and title companies in coordinating receipt and review of required documents to expedite the closing process.

Investigates and analyzes loan documentation to resolve issues and/or complaints.

Prepare and submit final loan package to loan operations for boarding into the Bank's core system.

Ensure loan proceeds are disbursed accurately and appropriately.

Maintain a current working knowledge of all internal Bank policies and procedures, as well as laws and regulations related to lending.

May represent the Bank in various community, civic, and community reinvestment functions to further enhance the Bank's image and develop additional business.

Maintains files, copies and faxes documents, and may order and distribute supplies.

Adheres to all Bank policies including, but not limited to the Bank Secrecy Act, Privacy Act, Anti-Money Laundering Regulations and Information Security policy.

Treats people with respect; keeps commitments; Inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions.

Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; builds a diverse workforce and supports affirmative action.

Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The team member shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one's own actions and conduct.

SECONDARY DUTIES

The position performs duties specific to the position and other functions as assigned.

SUPERVISORY RESPONSIBILITY

The position of Senior Loan Administrator is not responsible for the supervision of team member(s); however, the incumbent is required to provide leadership, training and support to less experienced staff members.

ENVIRONMENT AND PHYSICAL ACTIVITY

Normal professional office environment. Depending on location, office space may be confined. This position requires long periods of standing or sitting as well as typing and repetitive motion. Candidates must possess the ability to lift and carry and boxes sometimes weighing as much as 25 pounds.

The incumbent for this position may operate any or all the following: telephone, copy machine, calculator, scanner and image systems, scanning equipment, computer terminal, laptop computer, and related printers, or other equipment as directed.

The work environment characteristics described here are representative of those a team member encounters while performing the essential functions of this job.

The physical demands described here are representative of those that must be met by a team member to successfully perform the essential functions of this job.

The incumbent must be able to perform this position safely, without endangering the health and safety of himself or herself or others.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

MENTAL DEMANDS

The incumbent in this position must be able to accommodate to reading documents or instruments, detailed work, problem solving, customer contact, reasoning, math, language, presentations, verbal and written communication, analytical reasoning, stress, multiple concurrent tasks and constant interruptions.

MINIMUM REQUIREMENTS

Education & Experience

• High school diploma required

• 5-7 years of related work experience

Knowledge & Communication Skills

• Thorough knowledge of commercial loan documentation.

• Excellent communication skills, both written and verbal.

• Advanced knowledge of loan administration specifically related to lending.

• Ability to communicate effectively with internal employees as well as outside vendors/partners.

Analytical & Decision-Making Skills

• Ability to prioritize and orchestrate effective, efficient and dedicated working practices in a dynamic, high-pressure business environment.

• Advanced decision-making skills.

• Ability to problem solve and logically think through a situation.

Computer/Software/Other Equipment Skills

• Basic knowledge of Office365, including Word, Excel, PowerPoint, and Outlook. Ability to operate standard office equipment such as PC, printer, fax/copier, and telephone.