Join Enterprise Bank & Trust, a leader in supporting entrepreneurship and community growth. We are dedicated to helping businesses succeed, from local coffee shops to larger enterprises, and we proudly serve communities across multiple states. As a recognized Best Bank to Work For by American Banker, we offer a thriving environment filled with opportunities for professional growth and community engagement.
If you're looking to make an impact while furthering your career, we invite you to consider the role of Senior Commercial Loan Specialist.
Position Overview: The Senior Commercial Loan Specialist plays a vital role in ensuring the accuracy and integrity of customer and loan data within our loan applications and product packages. Working closely with Relationship Managers, this position focuses on new loan requests, renewals, modifications, and various customer inquiries, primarily for complex relationships and specialized loan categories.
Key Responsibilities: - Ensure a deep understanding of the Bank's credit culture and provide guidance to Relationship Managers on adherence to best practices.
- Act as a knowledgeable resource for Relationship Managers regarding loan operations and processing through our loan origination system.
- Serve as the primary contact for internal departments during the loan processing stages.
- Independently handle annual renewals, new loan requests, and reporting tasks for all loan types.
- Maintain a steady workflow to meet month-end, quarter-end, and year-end demands.
- Input customer and loan data into our system with a keen eye for detail to maintain data integrity.
- Gather required pre-closing documentation, including flood letters, appraisals, title work, and corporate searches.
- Communicate effectively with clients to collect necessary information and respond to customer service inquiries.
- Review closed loan packages to ensure compliance with loan policy and procedures.
- Process Change Memos for adjustments made post-approval.
- Assist in the recordation and perfection of collateral, as applicable.
- Help monitor and resolve exception items efficiently.
- Provide training and guidance to fellow Loan Coordinators as needed.
- Prepare monthly monitoring reports for the unit and Relationship Management team.
- Assist with daily overdraft requests in alignment with RM instructions.
- Collaborate with clients to compile financial information for Credit Department analysis, as requested.
- Offer support to other Loan Coordinators during peak periods and vacations.
- Engage in internal committees and task forces as assigned.
- Perform additional duties as necessary.
Qualifications: - Exceptional written and verbal communication skills.
- A flexible, committed, and team-oriented approach to work.
- Proficient in Microsoft Office and other proprietary banking systems.
- A strong ability to work independently under tight deadlines with excellent organizational skills.
Supervisory Responsibilities: None
Education and Experience: - High school diploma or equivalent required; Associate's degree preferred.
- Minimum of 5 years of experience as a Consumer and Commercial Loan Coordinator.
- Solid understanding of Commercial and Consumer lending processes.
- Familiarity with attorney-prepared documentation preferred.
Technical Skills: - Proficient in Microsoft Office and banking software (e.g., Bankway, Salesforce, Google Mail).
At Enterprise Bank & Trust, we pride ourselves on creating an inclusive environment where everyone can thrive. We are an Equal Opportunity Employer and seek candidates from all backgrounds to apply. All applicants will be subject to background and drug screenings.