Senior Commercial Credit Analyst
Client Overview: Our client, a reputable financial institution, is seeking a Senior Commercial Credit Analyst to join their team. This institution is dedicated to providing superior financial services and promoting economic development in the region. They are looking for a detail-oriented and analytical professional to play a crucial role in their commercial lending processes.
Role Description: The Senior Commercial Credit Analyst will be responsible for conducting in-depth analyses of commercial loan applications to determine the financial health and creditworthiness of business clients. This role is essential for maintaining the financial integrity of the institution and ensuring the success of its commercial lending portfolio.
Key Responsibilities:
Perform detailed credit analysis and risk assessments on new and existing commercial loan proposals.
Prepare and present credit reports to senior management and loan committees, highlighting potential risks and opportunities.
Work closely with commercial loan officers to understand client needs and assist in structuring loans that meet their requirements while minimizing risk.
Monitor and review financial and market trends to anticipate changes that may impact the credit quality of the portfolio.
Ensure compliance with internal credit policies and applicable regulatory standards.
Required Qualifications:
At least 5 years of experience in commercial credit analysis or a related field.
Bachelor's degree in Finance, Accounting, or related discipline.
Strong analytical skills and the ability to interpret financial statements and economic data.
Proficient in financial modeling and risk assessment techniques.
Excellent communication and presentation skills.
What's in It for You:
Competitive compensation package including benefits and performance incentives.
Career advancement opportunities within a company that values growth and development.
A collaborative work environment where your insights and contributions are valued.
Application Process: If you are interested in this opportunity and meet the qualifications, please submit your resume and a cover letter to Crystal Fryers at . For further inquiries, feel free to reach out via email.
All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.
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