Mortgage Non QM Loan Processor

Compensation: $50K in base pay plus up to $20K bonus annually based on production.

At American Financing, we're innovators with imagination. We do what it takes to help customers achieve their financial goals. And we stay ahead of the competition by challenging ourselves to become more efficient. We are one of the fastest-growing national mortgage lenders because we don't follow the status quo.

See what it's like to work for a national mortgage lender that truly values its employees. Wherever your passions lie, you can find rewarding work and new opportunities here.

• Casual work environment
• Family-owned, Customer-focused
• Denver Post Top Workplace
• Top 50 Family-Owned Business
• Best of Colorado Business
• Inc. 5000 Fastest-growing Private Company

JOB SUMMARY

The NON QM Loan Processor is responsible for procuring documents and prepping loan applications for approval. This includes communicating with borrowers, realtors, vendors, and mortgage consultants on the status of loan files.

WHAT YOU WILL BRING

• 4 years RECENT experience as a Loan Processor
• 2+ years of knowledge and experience with NON QM Loans
• Experience with reviewing other alternative methods of income
• Experience with DU and LP
• Experience in calculating income
• Experience using Gmail and G Suite
• Advanced computer skills
• Ability to take the initiative
• Excellent verbal and written communication skills
• Excellent interpersonal and customer service skills
• Excellent organizational skills and attention to detail
• Excellent time management skills with a proven ability to meet deadline
• Strong analytical and problem-solving skills

DUTIES AND RESPONSIBILITIES

• Maintain high-volume residential loan pipeline ensuring timely closings of all loans within established deadlines
• Work with our customers to obtain and review loan documentation and clear underwriting conditions
• Verify borrower credit using employment, assets, rental history, credit reports, and any other alternative methods of income, etc.
• Research and verify account information and resolve problems for customers as needed
• Maintain impeccable legal and ethical conduct
• Understand and use software programs for loan tracking - LOS, AUS systems
• Communicate any concerns on possible misrepresentation or fraudulent documentation/activity to Manager if necessary
• Take initiative when issues arise that involve the successful closing of loans

Compensation: Compensation: $50K in base pay plus up to $20K bonus annually based on production

WHAT WE BRING

• Medical, Dental, Vision, 401k
• Paid time off and sick days
• Paid holidays
• Long-term paid disability
• Paid maternity and bonding leave
• Full desk equipment provided

American Financing Corporation (AFC) is an Equal Opportunity Employer. AFC does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis protected by law. All employment is decided on the basis of qualifications, merit and business need.