The Loan Officer is responsible for soliciting, analyzing, negotiating and verifying mortgage loan applications for the purchase or refinance of residential real estate.
Responsibilities
- Excellent interpersonal and customer service skills
- Excellent organizational skills and attention to detail
- Intermediate math skills to effectively comprehend and explain financial calculations and pricing
- Ability to work with limited supervision
- Proficient with Microsoft Office Suite or related software
- Must have NMLS License and applicable state licensing or ability to obtain licensing within 90 days
- Ensures all originations processes are in accordance with JNC policies, procedures and state and federal regulatory laws
- Maintain and protect all confidential and personal private information gathered in course of performing job duties
- Reviews loan applications, gathers credit histories and reports, and completes initial assessment of applicants' capacity to repay and default risk
- Demonstrates knowledge and communicates effectively regarding mortgage options
- Explains the differences between and approval requirements of various types of mortgages; prepares and presents a lending package based on client specifications
- Develops and maintains contacts with customers, local realtors, developers, and builders to promote and encourage the use of bank services for residential mortgages
Requirements
High school or equivalent (Preferred)
Mortgage Loan Officer: 1 year (Preferred)
Loan Origination: 1 year (Preferred)
NMLS