Insurance Specialist LA CHI SF NYC

Location: LA CHI SF NYC Salary: MARKET Department: Insurance Reports To: Insurance Manager or Director of Insurance Operations Job Overview: The Insurance Specialist is responsible for assessing risks, writing policies, and advising clients on insurance coverage that meets their needs. This role involves understanding various insurance products, including life, health, property, and casualty insurance, and providing excellent customer service to maintain and grow the client base. The ideal candidate will have a strong background in insurance principles, excellent communication skills, and the ability to analyze complex information to make informed recommendations. Key Responsibilities: Evaluate individual or business insurance needs and suggest appropriate coverage options. Analyze risk factors and determine policy terms and conditions. Process new insurance policies, modifications to existing policies, and claims forms. Maintain detailed records of policies underwritten and decisions made. Stay up to date with changes in insurance policies and regulations. Provide clients with information on new and existing products and services. Develop and maintain relationships with clients to ensure high levels of customer satisfaction. Work closely with underwriters and other professionals to discuss and assess applications for insurance. Conduct market research to keep abreast of competitors offerings and industry trends. Qualifications: Bachelors degree in Finance, Business Administration, or a related field. Proven experience in the insurance industry, with a deep understanding of insurance products and regulations. Strong analytical skills and the ability to assess risk accurately. Excellent communication and interpersonal skills, with the ability to explain complex information clearly and concisely. Proficiency in using insurance-related databases and software. Certification or licensing as required by state or country regulations. Work Environment: This role is primarily office-based but may require occasional travel for client meetings, training, and industry conferences. Physical Requirements: Generally requires spending long hours sitting and using office equipment and computers. May occasionally require travel to client sites.