Credit Portfolio Consultant

Minneapolis, Minnesota

Wells Fargo
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Job Description

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

About this role:

Wells Fargo is seeking a Credit Portfolio Consultant in Commercial Real Estate Services as part of the Commercial Bank. Learn more about the career areas and business divisions at

In this role, you will:
  • Participate in less complex consulting services and identify opportunity for providing credit and portfolio expertise
  • Identify and assess credit performance, as well as potential and emerging risks, and partnering on credit and portfolio strategies within the scope of responsibilities
  • Review and analyze credit performance or credit portfolio that require research, evaluation, and selection of alternatives, and exercise independent judgment to guide medium risk deliverables
  • Present recommendations for resolving more complex situations and exercise independent judgment while developing expertise in credit consulting services
  • Collaborate and consult with functional colleagues, internal partners, and stakeholders, including internal or external customers
  • Work with business partners, provide analytic solutions, and develop strategies to support or negate change recommendations
Required Qualifications:
  • 2+ years of Credit Portfolio Consulting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
  • Knowledge and understanding of Commercial Banking and Commercial Real Estate
  • Knowledge and understanding of title related matters pertaining to Commercial Real Estate.
  • Excellent communication skills and ability to articulate complex material to a diverse audience
  • Ability to execute in a fast-paced, high-demand, environment while balancing multiple priorities
  • Strong commercial credit analysis skills
  • Knowledge and understanding of BLAST (Business Lending and Sales Tracking) system, CreditView, and nCino
Job expectations :
  • This position is not eligible for Visa sponsorship
  • This position offers a hybrid work schedule
  • Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process
  • May be considered for a discretionary bonus, Restricted Share Rights or other long-term incentive awards
Location:
  • 300 Highway 169 S - Saint Louis Park, Minnesota 55426
  • 877 Main Street - Boise, Idaho 83702
  • 550 South Tyron Street-Charlotte, NC 28202
Preferred location(s) listed above. Other locations within the Wells Fargo footprint may be considered. Relocation assistance is not available for this position.

Pay Range:

Minneapolis, Minnesota Pay Range $73,100.00-: $129,900.00 annual (this range may not be applicable to other locations)

Charlotte, North Carolina Pay Range $73,100.00-: $129,900.00 annual (this range may not be applicable to other locations)

Boise, Idaho Pay Range $73,100.00-: $129,900.00 annual (this range may not be applicable to other locations)

Phoenix, Arizona Pay Range $73,100.00-: $129,900.00 annual (this range may not be applicable to other locations)

Dallas, Texas Pay Range $73,100.00-: $129,900.00 annual (this range may not be applicable to other locations)

Denver, Colorado Pay Range $73,100.00-: $129,900.00 annual (this range may not be applicable to other locations)

Houston, Texas Pay Range $73,100.00-: $129,900.00 annual (this range may not be applicable to other locations)
  • Provides credit and portfolio expertise and consulting services within the Commercial Bank's Commercial Real Estate Services Division. Commercial Real Estate Services is specifically accountable for:
  • advising and consulting on all commercial real estate subject matter; the collection, review, analysis and assessment of commercial real estate due diligence
  • ordering, reviewing and addressing all title matter issues associated with collateral
  • the coordination of the closing of commercial real estate loans with a focus on credit and collateral quality
  • acting as an expert guidance partner in all commercial real estate construction loans (required in policy for several lines of business)
  • the monitoring of commercial real estate construction draws and progress
  • providing commercial real estate related advice and training to line of business partners.
The team works directly with Relationship Managers, Senior Lead Commercial Banking Portfolio Managers, Commercial Banking Portfolio Management Senior Managers, and other Wells Fargo team members to understand credit needs and represents the bank in developing and maintaining client relationships.

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.

$73,100.00 - $129,900.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement
Posting End Date:

25 Apr 2025

Job posting may come down early due to volume of applicants.

We Value Diversity

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Req Number: R-439384

Date Posted: 21 April 2025
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