Credit Analyst II

Wichita, Kansas

Fidelity Bank
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Job Overview: Our Credit Administration team plays a critical role in the safety and soundness of Fidelity's commercial loan portfolio. Ensuring accuracy, providing guidance, and doing in-depth analyses are just part of the job. Credit Analyst II is confident in their knowledge of credit analysis and has experience in a broad range of commercial clients including: commercial and industrial (C&I), investment commercial real estate, and small business. They are able to work on complex commercial credits and accurately identify strengths and weaknesses within the request. They have a high attention to detail and are self-motivated to produce a high-quality product in a timely manner. While knowledge of commercial lending and credit analysis are valuable, so too is a heart for service. Do you have a passion for numbers and people? Let's talk.

The candidate for this position will be responsible for:

  • Evaluating and documenting risk components related to loan requests from commercial customers
  • Analyzing financial documentation to accurately evaluate cash flow and financial ratios
  • Preparing accurate and concise loan approval reports in a timely manner
  • Performing collateral audits and loan reviews
  • Presenting to the Corporate Loan Committee as needed
  • Ensuring conformity with Fidelity Bank lending policies
  • Regularly collaborating with Lending Officers and, as necessary, with customers
  • Complying with regulations, policies, and standards of Fidelity Bank

Requirements for the position include:

  • A Bachelor's degree in a business-related field
  • Analytical ability with excellent attention to detail
  • Understanding of credit analysis, financial statements, and tax returns
  • Knowledge of commercial loan products
  • Strong verbal and written communication skills
  • High level of competence regarding Microsoft Word and Excel
  • Strong time management and multitasking skills
  • The ability to work late and/or flexible hours

Preferred qualifications for this position include:

  • Commercial, credit, and loan administration experience.
  • Small Business Administration (SBA) underwriting experience.

EEO/Veterans/Disabled


Date Posted: 25 May 2025
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