Job Type
Full-time
Description
Job Summary: The Credit Administration Specialist is responsible for ensuring compliance with the bank's loan policy and all other regulatory requirements. It is the basic function and responsibility of the Credit Admin Specialist to support the origination and/or ongoing monitoring and reviewing of consumer and commercial loans at the Bank.
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.
Duties/Responsibilities: - Prepare and review loan documents for accuracy.
- Verify loans have been approved by an authorized party. Ensure appropriate approval and/ or waivers and exceptions are documented.
- Ensure loan documents comply with regulatory and policy requirements to properly perfect the Bank's collateral interest.
- Image documents into the bank's electronic document system.
- Update at-risk exceptions when proper documentation is imaged to electronic document system.
- Maintain a current working knowledge of all internal policies and procedures as well as laws and regulations relating to loan documentation.
- Coordinate specific work tasks with other personnel to ensure smooth and efficient flow of information and perform other necessary duties to ensure effective realization of total department goals.
- Identify and report risks that could impede the reputation, safety, security, or financial success of the bank.
- Perform curative review process for consumer mortgage loans and ensure that any curative items are documented and corrected.
- Exercise a willingness and commitment to adhere to the Bank's core values.
- Ensure that adherence to sensitive deadlines and time constraints is a priority.
- Perform any other duties required to ensure the effective workflow and realization of overall department goals.
Requirements
Required Skills/Abilities: - Ability to exhibit our core values; Integrity, Enthusiasm, Accountability, Excellence, Customer First, Professionalism, and Respect.
- Identify and report risks that could impede the reputation, safety, security, or financial success of the bank.
- Must be able to thrive in a fast-paced, highly detailed work environment.
- Effective communication skills and commitment to work as a team player.
- Cooperative and professional demeanor.
- Must be capable of performing multiple tasks on a regular basis.
- Excellent organizational skills.
- Problem sensitivity and commitment to quality.
- Proficient in Microsoft Office Suite or related software.
Education and Experience: - College degree in Business Administration, Accounting, or Finance preferred.
- Prior banking experience may compensate for formal education.
- Demonstrated ability to follow policies/procedures, willingness to be accountable.