Work Location:
Mount Laurel, New Jersey, United States of America
Hours:
40
Pay Details:
$86,840 - $139,360 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business:
Compliance
Job Description:
Department Overview:
Why Work with Us?
At TD Bank US Compliance, we're on a mission to build a more resilient and scalable compliance risk management function. As part of our team, you'll play a key role in reshaping compliance structures and processes, driving innovation at every level. Here, each team member has a chance to make a tangible impact - both in day-to-day operations and in the design of a future-focused compliance program. This not just about implementing a new program - it's about creating a culture of compliance that will cascade throughout the organization.
The Ideal Candidate:
The Compliance Business Oversight Manger - Marketing and Data Regulations is the primary compliance manager for the Marketing US line of business, leading review of brand and consumer product marketing, completing regulatory research, assisting with regulatory change management, issue management, monitoring project implementation efforts, reviewing risk assessments, vendor engagements, reviewing audit findings and regulatory issues to support exam responses, reviewing business policies and procedures, and conducting regulatory mapping.
Please review the preferred background and experience section below as you consider this opportunity.
The above details are specific to the role which is outlined in the general description below.
Job Description Summary:
The Compliance Business Oversight Manager provides advice, support and objective guidance to assigned portfolio, business or function on development and maintenance of all aspects of Compliance/Center of Excellence programs in line with the Bank's risk philosophy and strategic direction.
Depth & Scope:
• Works independently and is accountable for managing a specialized Compliance function or area
• Provides comprehensive coverage for a significant business or functional area across all legal entities and jurisdictions where TD operates
• Provides advanced analysis and/or specialized reporting to support business partners, functional areas or centers of expertise
• Provides guidance and support to analysts on matters related to portfolio and specialty
• Typically a subject matter expert for a key functional Compliance area and business
• Contact for business management, dealing with non-routine information
• Manages/assists with regulatory reviews including inquiries, audits, and exams
• Identifies and leads problem resolution for project/program complex requirements related issues at all levels Education & Experience:
• Undergraduate degree or equivalent work experience
• 7+ years of experience Desired Skills & Experience:
• Certified Regulatory Compliance Manager (CRCM) or Juris Doctor (JD) a plus
• Strong knowledge of consumer banking regulations, including but not limited to Regulations Z (Truth in Lending), V (Fair Credit Reporting), DD (Truth in Savings), and FDIC requirements
• Familiarity with privacy laws (CAN SPAM, etc.) and data protection standards
• Understanding of Unfair, Deceptive, or Abusive Acts or Practices (UDAAP) regulations
• Experience with compliance testing and monitoring frameworks
• Exposure to regulatory exams and examination processes
• Background in issue management, including identification, resolution, and documentation
• Familiarity in data governance and data-related regulatory compliance
• Awareness of Open Banking principles and frameworks
• Solid understanding of risk management practices, standards, and regulatory expectations
• Awareness of current and emerging trends in the banking regulatory landscape
• Knowledge of AI applications and implications in banking operations a plus
• Experience with Section 1033 of the Dodd-Frank Act (consumer financial data access rights) helpful
• Strong leadership and project management skills, with ability to plan and execute programs effectively
• Proficient in Microsoft Office Suite and other standard business applications
• Excellent oral and written communication skills
• Proven ability to build cross-functional relationships and work collaboratively across teams
• Able to work independently and as part of a team
• Demonstrated sound judgment and decision-making skills
• Strong analytical, organizational, and prioritization skills with the ability to manage multiple deadlines
• High level of discretion and professionalism when handling confidential information Customer Accountabilities:
• Proactively advises the business of new and changed Compliance regulatory and/or policy changes
• Formulates relevant and meaningful insights from data analysis and leads on the interpretation of complex business issues, generates multifaceted insights and identifies opportunities to address business regulatory requirements and issues
• Contributes to the development and implementation of Compliance programs
• Guides partner through the development, implementation, oversight and management of effective Compliance Programs
• Prepares summaries, presentations, briefing notes, and any other required documentation to effectively report on the status of Compliance
• Represents Compliance on internal or external committees relating to designated business activities as required
• Delivers relevant subject matter expertise and Compliance advice to business management
• Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices
• Maintains oversight (via review and approval) of all functions and accountabilities related to management reporting and analysis
• Manages high risk initiatives and escalations; leads initiatives/guidance as appropriate Shareholder Accountabilities:
• Actively assists in developing Compliance Team procedures
• Facilitates the periodic Compliance risk and self-assessment activities for designated business using TD's Enterprise Compliance Risk Assessment Framework
• Monitors that assessments (monitoring, risk assessment etc.) are completed and communicated in a continuous and timely fashion
• Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate
• May provide review and content in the development of annual awareness training
• Manages the risk assessment process for assigned businesses
• Protects the interests of the organization, our customers and our communities - identifies and manages risks, and promotes the prompt and thorough resolution of escalated non-standard, high risk issues
• Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience
• Actively manages relationships within and across various business lines, corporate and/or control functions and promotes alignment with enterprise and/or regulatory requirements
• Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts
• Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite Employee/Team Accountabilities:
• Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and promotes timely communication of issues/points of interest
• Provides thought leadership and/or industry knowledge for own area of expertise and participates in knowledge transfer within the team and business
• Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques
• Participates in personal performance management and development activities, including cross training within own team
• Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities
• Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices
• Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships
• Contributes to a fair . click apply for full job details
Date Posted: 10 May 2025
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