About the Company
A growing commercial bank is seeking a Commercial Credit Underwriter to evaluate large commercial credit requests and prepare credit authorizations. This role will partner closely with account officers to ensure sound credit decisions and high-quality underwriting.
About the Role
- Underwrite commercial & industrial (C&I) and commercial real estate (CRE) loans, including collateral and financial analysis.
- Prepare Credit Authorization Memoranda (CAM) with detailed credit risk assessments and recommendations.
- Analyze borrower financials, cash flow, and business risks to determine creditworthiness.
- Assist with problem loan reports, exposure analysis, and other credit-related reviews as needed.
Qualifications
- Bachelor's degree in Business, Accounting, or related field, or equivalent experience.
- 3+ years of commercial loan underwriting experience, including complex credits (ABL, construction, participations, CRE).
- Strong knowledge of financial analysis, loan structuring, and regulatory guidelines.
- Experience with SBA and/or agri-business credits is a plus.