Underwriter Consultant

Underwriter Consultant (Remote)
Contract Duration 6+ months

Job Duties:
Our client is looking for a virtual Underwriter to join our team, tasked with underwriting life insurance in a fast-paced diverse work environment that is inclusive and values different experiences, backgrounds, and knowledge.
Evaluate and handle all underwriting aspects of formal & informal life insurance applications
Determine whether to accept, modify, or decline a risk through evaluation of an individual's medical history or physical condition, occupational hazard, and financial background
Deliver the best offer first to drive the sale and not only a decision.
Provide efficient, quality service to third-party firms, their staff, and their advisors
Communicate effectively with customers to explain underwriting decisions and facilitate placement of business
Understand underwriting policies, guidelines, practices, and procedures
Influence and champion changes to improve processes while maintaining mortality expectations
Tailor communication style to fit a variety of target audiences, i.e. agency, and new business personnel, and foster relationships with advisors and third-party partners
Collaborate effectively with stakeholders to gather information necessary for decision-making and to select profitable risks
Provide consultations with third-party firms to resolve, and rate questions and discrepancies, or risk-related concerns.
Consider total case financials, relationship, and value of customer
Leverage interpersonal and emotional intelligence skills to develop relationships with key business partners across this competitive landscape, which can be relied on to inform decisions and communicate underwriting decisions
Able to independently work assigned requests with minimal direction. Comfortable with ambiguity.
Build trust and foster strong rapport with colleagues, business partners, and third-party customers

Skills:
Proven success in underwriting in a fast-paced work environment
Over (USD)1M approval authority
Life insurance underwriting experience
Demonstrated knowledge of all aspects of risk selection (medical, non-medical, financial)
Experience with behavioral interview techniques and/or data science model tools to arrive at the best offer first in a third-party underwriting environment
Ability to think critically, and problem solve using data to drive toward resolution
Positive, inclusive, agile, and collaborative mindset
Strong verbal and written communication skills

Preferred Qualifications
Bachelors degree
Minimum of 5 years of underwriting experience (most current 2+ years on life insurance)
Minimum (USD)3-5 million life approval limit without second sign (all ratings, ages)
Term and permanent life insurance underwriting
Knowledge of disability underwriting
Third-party distribution, banks, or wirehouse underwriting experiences
Reinsurance experience
Industry exams completed, i.e. ALU 101, 201, 202, LOMA, ALMI, FMLI, ALU, FALU

Notes:
Remote Position

Benefits:
Medical, Vision, and Dental Insurance Plans
401k Retirement Fund

About the Company:
Our client provides financial products such as life insurance, disability income insurance, long-term care insurance, retirement/401k plan services, and annuities.
Corporate responsibility is a fundamental part of who this company is. They've made people a priority which includes their employees and financial professionals, the communities where we live and work, and our environment.
They believe diversity includes the broadest possible range of cultures, backgrounds, experiences, and perspectives, while inclusion means creating an environment where all people and ideas are valued. The company's goal is to welcome everyone - customers, employees, suppliers, and visitors alike.