Manager of Loan Underwriting

THE EMPLOYER
Our Client is the largest family controlled bank in the US.

THE JOB

This is a Manager of Loan Underwriting position and requires someone who has who has strong lending experience analyzing small business applicants with particular attention to health care professionals. This position will be a working leader involved in supporting loan requests with a dedicated team of experienced small business senior underwriters.

. As a Manager of Loan Underwriting your roles and responsibilities will include:

Evaluates the quality of retail credit applications, resolves customer, branch or dealer complaints or problems in order to turn declines into lending opportunities, processes retail loan documents and assists branch lenders in selling products and services in order to originate a profitable loan portfolio and protect the Bank from loss.

Participates in the selection and hiring of underwriters and servicers, determines and distributes work assignments, assists in completing annual evaluations of the underwriting staff, makes final decisions on all loans outside the lending authority limits of junior staff as requested.

Develops a portfolio of retail loans by analyzing applications and credit reports and obtaining approval for loans that are underwritten within established lending limits that meet or exceeding the Bank s credit quality, profitability, growth and service objectives without compromising quality according to established guidelines and procedures.

Measures profitability of portfolio by an acceptable delinquency ratio, net charge-off and growth goals.

Acts as a primary credit decision entity for retail loans in the department and provides leadership and guidance to developing underwriters. Assists department manager in the training of new products, employees, and services.

Assists management in establishing workflows and queuing strategies to maximize efficiencies and productivity levels.

Demonstrates personal and interpersonal behavior, attitude, judgment, communication and initiative with customers and employees in order to ensure best in class loan fulfillment.

Resolves customer, branch or dealer complaints or problems by investigating the complaint which includes obtaining facts, documenting information, and proposing solutions that comply with government regulations and are in accordance with established policies and procedures timely and courteously in order to ensure an equitable settlement of the complaint or problem.

Actively looks for opportunities to cross sell other bank products, specifically other credit products, and looks for potential upsell opportunities to meet customer banking needs and contribute to the Bank s profit objectives.

Performs other related duties and projects as assigned.

DESIRED SKILLS AND EXPERIENCE

Most importantly, you need to be a passionate Manager of Loan Underwriting who enjoys his work and is considered to be one of the best within your organization. The ideal Manager of Loan Underwriting would be someone with deep experience in many (if not all) of the following:

Excellent management skills

Excellent communication skills, both written and verbal

Excellent organizational, analytical and interpersonal skills

Excellent customer service skills

Ability to use a personal computer and job-related software

MS Word - Basic Level

MS Excel - Intermediate Level

MS PowerPoint - Basic Level

Experience in lending related position.

We understand that even if you are a seasoned Manager of Loan Underwriting you may not have all the skills listed here. If you are a good at what you do and have a willingness to learn, lets talk.

ADDITIONAL INFORMATION

Compensation: Based on Experience. One of the best in the industry

Minimum Education: Bachelor's Degree

Minimum Experience: 7+ to 10 years experience

Type of position: Full time Permanent Position with benefits

Telecommute: No

Location: Pittsburgh, Pennsylvania

Relocation accepted: No