Corporate Financial Credit Analyst

Corporate Financial Credit Analyst

Corporate Credit Management NY Team
Location: New York, NY

Duration: 6 months with Possible Extension

Responsibilities:

Responsible for the credit management of assigned corporate client relationships. Specifically:

Manage and monitor the credit quality of a portfolio of assigned corporate clients including periodic review of borrower financial statements, covenant compliance reports, press releases and news articles, rating agency and equity analyst reports, industry trends, etc.

Evaluate clients/transactions for risk-related changes

Clients consists of US subsidiaries (i.e. Contributors ) of foreign companies (i.e. Pilots )

Perform credit analysis and prepare credit memoranda for assigned accounts including new transactions, annual reviews, renewals, amendments, waiver requests and financial updates

Strong interaction with the Risk department, Coverage and Product teams including coordinating the credit process amongst the various Product and Risk Teams to ensure an efficient turnaround of transactions

Maintain reporting related to the portfolio including pipeline tracking, exposure tracking, and other general reports

Interact with internal and external auditors during loan examinations

Interact with other bank branches to coordinate on client strategy

Attend bank meetings and/or client calls with the Relationship Manager

Minimum Required Qualifications

Degree in Finance or Accounting

Solid knowledge of financial statement analysis and robust fundamental corporate credit analysis skillset

Good knowledge of general banking products and banking practices including a strong understanding of loan structure, terms and credit agreements

Projection/forecasting modeling skills

Strong business writing skills

Proficiency in Word and Excel

C. 2 to 5 years of prior experience in corporate banking (preferably in corporate credit management) and/or at rating agencies

Preferred Qualifications:

Master in Finance

CFA (or CFA candidacy)

Completion of formal credit training courses